*{box-sizing:border-box;margin:0;padding:0}
:root{--lime:#F4F7FA;--mist:#E9EEF4;--white:#fff;--ink:#0F151D;--soft:#3B4654;--stone:#7C8693;--line:#E2E8F0;--blue:#2F6DB0;--blue-d:#1F4F86;--navy:#0E1A28;--serif:'Fraunces',Georgia,serif;--sans:'Archivo',system-ui,sans-serif;--sh:0 22px 50px -28px rgba(15,21,29,.26)}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--lime);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.06;letter-spacing:-.02em}
.util{background:var(--navy);color:#C6D3E0;font-size:12.5px}
.util .wrap{display:flex;justify-content:space-between;align-items:center;height:36px;flex-wrap:wrap}
.util b{color:#fff}
nav{position:sticky;top:0;z-index:40;background:rgba(244,247,250,.85);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
nav .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-family:var(--serif);font-weight:900;font-size:21px;display:flex;align-items:center;gap:9px}
.logo .mk{width:26px;height:26px;border-radius:6px;background:linear-gradient(150deg,#4C8FD0,#1F4F86)}
.logo b{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:7px;background:var(--ink);color:#fff;font-weight:600;font-size:14px;padding:11px 18px;border:0;border-radius:3px;cursor:pointer;transition:.18s}
.btn:hover{background:var(--blue)}
.hero{padding:54px 0 44px;border-bottom:1px solid var(--line);background:var(--white)}
.hero .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:start}
.crumb{font-size:12.5px;color:var(--stone);margin-bottom:16px}
.crumb a:hover{color:var(--blue)}
h1{font-size:clamp(31px,4.6vw,50px);font-weight:900}
.hero .lead{font-size:18px;color:var(--soft);margin:18px 0 22px;max-width:42ch}
.cred{display:flex;flex-wrap:wrap;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--stone)}
.cred span{padding:3px 14px;border-left:1px solid var(--line)}
.cred span:first-child{padding-left:0;border-left:0}
.card{background:var(--white);border:1px solid var(--line);border-radius:6px;box-shadow:var(--sh);overflow:hidden}
.card .top{background:var(--navy);color:#fff;padding:18px 22px}
.card .top h2{font-size:20px}
.card .top p{font-size:13px;color:#C9D3DF;margin-top:3px}
form{padding:18px 22px 22px}
.hp{position:absolute;left:-9999px}
label{display:block;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.03em;color:var(--stone);margin:11px 0 4px}
input,select,textarea{width:100%;font-family:var(--sans);font-size:15px;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:3px;padding:10px 12px}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(47,109,176,.13)}
textarea{min-height:64px;resize:vertical}
.r2{display:grid;grid-template-columns:1fr 1fr;gap:11px}
.sub{width:100%;justify-content:center;margin-top:16px;padding:13px;font-size:15px}
.note{font-size:14px;font-weight:500;margin-top:10px}
.note.ok{color:#2f6b34}.note.err{color:var(--blue-d)}
.consent{font-size:11px;color:var(--stone);margin-top:10px;line-height:1.5}
section{padding:50px 0}
.ey{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--blue)}
h2.big{font-size:clamp(25px,3.4vw,34px);font-weight:900;margin:10px 0 20px;max-width:22ch}
.feats{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 30px;max-width:820px}
.feats li{display:flex;gap:10px;font-size:15.5px;color:var(--soft)}
.feats svg{width:19px;height:19px;color:var(--blue);flex:none;margin-top:3px}
.band{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.band p{font-size:16.5px;color:var(--soft);max-width:70ch}
.links{display:flex;flex-wrap:wrap;gap:9px;margin-top:8px}
.links a{font-size:13.5px;font-weight:600;color:var(--blue-d);background:#fff;border:1px solid var(--line);padding:7px 13px;border-radius:100px}
.links a:hover{border-color:var(--blue);color:var(--blue)}
.lg{font-family:var(--serif);font-size:13px;color:var(--stone);margin:22px 0 8px;font-weight:600}
.faq details{border-bottom:1px solid var(--line);padding:4px 0}
.faq summary{cursor:pointer;list-style:none;padding:15px 0;font-family:var(--serif);font-size:18px;font-weight:600;display:flex;justify-content:space-between}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:var(--blue);font-family:var(--sans)}
.faq details[open] summary:after{content:"\2013"}
.faq p{padding:0 0 16px;color:var(--soft);max-width:64ch}
.cta{background:linear-gradient(180deg,#ECF1F7,#E0E8F1);text-align:center}
.cta h2{font-size:clamp(25px,3.4vw,36px);font-weight:900}
.cta p{color:var(--soft);margin:12px 0 22px}
footer{background:var(--navy);color:#A7B6C5;font-size:13.5px;padding:46px 0 30px}
footer .top{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.1)}
footer .logo{color:#fff}footer a{color:#C8D5E2}footer a:hover{color:#8FB6DC}
footer .ln{display:flex;gap:22px;flex-wrap:wrap}
.disc{font-size:12px;color:#6E7E8E;margin-top:20px;max-width:90ch;line-height:1.6}
@media(max-width:840px){.hero .grid{grid-template-columns:1fr;gap:32px}.feats{grid-template-columns:1fr}}
@media(max-width:600px){.r2{grid-template-columns:1fr;gap:0}.hero{padding:34px 0 36px}section{padding:40px 0}.cred span{padding:2px 10px}}